Risk Control Resource


Risk Control Resource


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Calculate your savings with
a transitional work program.

Answer four short questions to find out.

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First, what state are you in?
  • Select an injury — ICD–10
  • Sprained neck ligaments — S13.8
  • Head concussion w/o loss of consciousness — S06.0
  • Hearing loss bilateral, (sensorineural) — H90.3
  • Select an injury — ICD–10
  • Fractured forearm (Broken arm) — S52
  • Fractured wrist and hand — S62.90
  • Contusion of shoulder and upper arm — S40.0
  • Crushing injury to a hand — S67.20
  • Sprained shoulder/ arm — S46
  • Sprained wrist and hand — S13.8
  • Carpal tunnel syndrome — G56.0
  • Select an injury — ICD–10
  • Fractured foot (metacarpal bone) — S62.3
  • Fractured leg (femur) — S72.9
  • Fractured kneecap (patella) — S82.0
  • Fractured Ankle — S82.5
  • Contusion of a hip — S70.0
  • Contusion of a knee — S80.0
  • Crushing injury to a foot — S97.8
  • Sprained knee (collateral ligament) — S83.4
  • Sprained ankle — S93.4
  • Select an injury — ICD–10
  • Sprained lumbar spine ligaments — S33.5
  • Disc displacement in lumbar region — M51.26
  • Disc, Herniated (disc disorder) — M51.9
  • Select an injury — ICD–10
  • Cardiac arrest (unspecified) — I46
  • Inguinal hernia — K40
  • Respiratory conditions due to chemicals — J68
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You could save {{LostTimeDaysSaved}}% in LTDs
with a Transitional Work Program.

Average number of lost time days (LTDs) for this injury type {{avgLostTimeDays}}
Average number of LTDs with a transitional work program {{LTDsTWP}}
LTDs saved by having established a transitional work program {{savedLTDsTWP}}
Percent of LTDs saved {{LostTimeDaysSaved}}%


The information, examples and suggestions presented in this Transitional Work Savings Calculator have been developed from sources believed to be reliable, such as data acquired from the Occupational Disability Guidelines (Work Loss Data institute), but they should not be construed as legal or other professional advice. CNA accepts no responsibility for the accuracy or completeness of this material and recommends the consultation with competent legal counsel and/or other professional advisors before applying this material in any particular factual situations.

This Transitional Work Savings Calculator is for illustrative purposes only and is not intended to constitute a contract. Please remember that only the relevant insurance policy can provide the actual terms, coverages, amounts, conditions and exclusions for an insured. Any references to monetary benefits resulting from use of the Transitional Work Savings Calculator are entirely estimated potential cost savings.

One part of an effective return to work program is offering transitional job opportunities. These jobs allow injured employees to be actively employed while recovering from an injury. These programs are financially beneficial for your company because you can reduce your indirect costs, such as lost production, employee overtime and training replacement workers.

Although employees in a transitional work program assignment may be less than 100 percent productive, having an injured employee who can work part-time in a limited capacity is more cost-effective than having one who does not work at all. It is also better for your employee’s financial and mental health to return to work sooner.

The calculator on this page is based off data acquired by the Occupational Disability Guidelines to help you estimate how much your company might save by offering a transitional work program. Simply fill in the fields in the calculator to see how much your company could potentially benefit.